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Loan Products

Cash Flow Loans

  • Direct Lending Capabilities

    • Super G provides fully amortizing senior and second lien cash flow loans to owner/operators and sponsor backed companies throughout the country. We seek to provide compelling financing solutions to companies in most industries (excluding oil and gas and real estate) and throughout all life cycle phases including growth, ordinary course and bank kick-outs due to uneven earnings.
  • Unique Structures

    • Super G provides both first and second lien loans and is often able to structure a financing that is complementary to an existing credit facility. Super G’s 2nd lien loan product is well suited for companies who have additional capital needs beyond what their existing senior lender is willing to provide. The 2nd lien structure provides additional capital to the borrower while at the same time enables companies to have additional capacity within their senior facility. This unique product is tailored to companies who have an existing senior lender, can demonstrate sufficient cash flows and are looking for an accretive capital solution.
  • Company Size

    • Revenue generally from $5 million-to-$100 million
    • Owner operated and sponsor-backed
  • Verticals

    • Cash flow loans: Broad industry coverage with few exceptions such as real estate, oil and gas and businesses with high capital expenditures
    • Residual based loans: Merchant services, insurance agencies, ATMs and SaaS
  • Target Characteristics

    • Sound companies with a meaningful revenue and collateral, diversified customer base and capable management
    • Broad use of capital: inventory, acquisition, general working capital and bank kick-outs
    • Cash flow generation to support amortization
  • Terms & Timing

    • Cash flow loans: 12 - 24 month amortizing loans tailored to borrower’s needs and cash flow
    • Residual loans: 12 - 48 month amortizing loans tailored to borrower’s needs and cash flow
    • We will consider 6 month loans
    • Rapid funding process for deals less than $1 mm
  • Investment Size

    • $100,000-to-$5,000,000 per loan
    • Ability to participate in larger transactions through syndication partners
  • Loan Structures

    • Senior debt
    • Second lien debt