800-631-2423

Loan Products

Residual Loans

  • Company Size

    • ISO: Minimum monthly residual of $10,000
    • ATM: Minimum Net Monthly Surcharge and Interchange income of $10,000
    • Underwriting consideration of renewal commission and other business income
  • Focus

    • Acquisition and Growth Capital for ISO’s and ATM IAD’s
    • Financing based on Monthly Recurring Revenue
    • Over 400 ISO’s funded, more than any other lender in this sector
    • Direct Relationships with every major processor
    • Senior Management has started multiple ISO’s, bought 50 + Portfolios for over $75M and successfully sold multiple ISO’s and brokered many more
    • 7 year history lending to ISO’s
  • Terms & Timing

    • 12, 24, 36 and 48 month amortizing loans
    • Working capital financing in 3-5 business days
  • Investment Size

    • $100,000 to $5,000,000 per loan
    • Ability to participate in larger transactions through syndication partners
  • Loan Structures

    • Senior debt
    • Second lien debt
  • Loan Uses

    • Use Funding for opening a new location, hiring new sales reps, start a marketing campaign, buy equipment in bulk, upgrade your technology, buy a portfolio, buyout a partner or buyout a subagent's residual stream.